{"id":291,"date":"2026-02-19T13:28:21","date_gmt":"2026-02-19T13:28:21","guid":{"rendered":"https:\/\/studysafe.travel\/?page_id=291"},"modified":"2026-03-30T15:01:32","modified_gmt":"2026-03-30T15:01:32","slug":"%e4%bf%9d%e9%99%a9%e4%b8%9a%e5%8a%a1%e6%9d%a1%e6%ac%be","status":"publish","type":"page","link":"https:\/\/studysafe.travel\/cn\/insurance-terms-of-business\/","title":{"rendered":"\u4fdd\u9669\u4e1a\u52a1\u6761\u6b3e"},"content":{"rendered":"<div class=\"wp-block-group has-background-background-color has-background is-layout-constrained wp-container-core-group-is-layout-ef55149e wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:4rem;padding-right:var(--wp--preset--spacing--40);padding-bottom:6rem;padding-left:var(--wp--preset--spacing--40)\">\n<h2 class=\"wp-block-heading has-text-align-center\">\u4fdd\u9669\u4e1a\u52a1\u6761\u6b3e<\/h2>\n\n\n\n<p class=\"has-text-align-center\"><strong>\u6700\u540e\u66f4\u65b0\uff1a<\/strong> 2026\u5e743\u6708<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u672c\u9875\u6982\u8ff0\u4e86\u901a\u8fc7StudySafe\u7533\u8bf7\u3001\u5b89\u6392\u3001\u7ba1\u7406\u6216\u652f\u6301\u4fdd\u9669\u65f6\u53ef\u80fd\u9002\u7528\u7684\u5173\u952e\u201c\u4e1a\u52a1\u6761\u6b3e\u201d\u539f\u5219\u3002\u5b83\u89e3\u91ca\u4e86\u670d\u52a1\u6807\u51c6\u3001\u62ab\u9732\u4fe1\u606f\u4ee5\u53ca\u91cd\u8981\u7684\u5408\u540c\u6216\u76d1\u7ba1\u4fe1\u606f\u3002\u9002\u7528\u7684\u5177\u4f53\u4e1a\u52a1\u6761\u6b3e\u53ef\u80fd\u56e0\u6d89\u53ca\u7684\u4fdd\u9669\u516c\u53f8\u3001\u4e2d\u4ecb\u673a\u6784\u3001\u7ba1\u7406\u4eba\u3001\u4ea7\u54c1\u3001\u76ee\u7684\u5730\u548c\u9884\u8ba2\u8def\u7ebf\u800c\u5f02\u3002\u5982\u679c\u672c\u9875\u4e0a\u7684\u4efb\u4f55\u5185\u5bb9\u4e0e <strong>\u5b98\u65b9\u4e1a\u52a1\u6761\u6b3e\u6216\u9002\u7528\u4e8e\u60a8\u7279\u5b9a\u4ea7\u54c1\u7684\u63d0\u4f9b\u5546\u6587\u6863<\/strong>, \uff0c <strong>\u5b98\u65b9\u6587\u6863\u4e3a\u51c6<\/strong>.<\/p>\n\n\n\n<p><strong>\u76f8\u5173\u4fe1\u606f<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u76d1\u7ba1\u4fe1\u606f\u4e0e\u62ab\u9732<\/strong> <a href=\"https:\/\/studysafe.travel\/cn\/%e7%9b%91%e7%ae%a1%e4%bf%a1%e6%81%af%e6%8a%ab%e9%9c%b2\/\">\u8bfb\u53d6<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">1) \u5546\u52a1\u6761\u6b3e\u7684\u542b\u4e49<\/h3>\n\n\n\n<p>\u4e1a\u52a1\u6761\u6b3e\u662f\u6b63\u5f0f\u6587\u4ef6\u3001\u901a\u77e5\u6216\u4e00\u7cfb\u5217\u5408\u540c\u62ab\u9732\uff0c\u7528\u4e8e\u89e3\u91ca\u76f8\u5173\u7684\u4fdd\u9669\u4e2d\u4ecb\u3001\u7ba1\u7406\u4eba\u3001\u5206\u9500\u5546\u6216\u63d0\u4f9b\u5546\u5982\u4f55\u63d0\u4f9b\u5176\u670d\u52a1\u3002\u5b83\u53ef\u80fd\u5305\u542b\u6709\u5173\u76d1\u7ba1\u72b6\u6001\u3001\u670d\u52a1\u8303\u56f4\u3001\u62a5\u916c\u6216\u4f63\u91d1\u3001\u5efa\u8bae\u57fa\u7840\u3001\u6295\u8bc9\u5904\u7406\u3001\u6570\u636e\u4fdd\u62a4\u3001\u5229\u76ca\u51b2\u7a81\u3001\u53d6\u6d88\u5904\u7406\u4ee5\u53ca\u5176\u4ed6\u91cd\u8981\u7684\u5ba2\u6237\u62ab\u9732\u4fe1\u606f\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2) \u4fdd\u9669\u5b89\u6392\u65b9\u5f0f<\/h3>\n\n\n\n<p>StudySafe\u63d0\u4f9b\u7684\u4fdd\u9669\u53ef\u80fd\u901a\u8fc7\u4e00\u5bb6\u6216\u591a\u5bb6\u6388\u6743\u7684\u4fdd\u9669\u516c\u53f8\u3001\u4e2d\u4ecb\u673a\u6784\u3001\u7ba1\u7406\u4eba\u3001\u5206\u9500\u5546\u3001\u652f\u4ed8\u63d0\u4f9b\u5546\u6216\u5176\u4ed6\u76f8\u5173\u5408\u4f5c\u4f19\u4f34\u5b89\u6392\u3001\u7ba1\u7406\u3001\u5206\u9500\u6216\u652f\u6301\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u4ea7\u54c1\u548c\u6e20\u9053\u3002\u5982\u679c\u7b7e\u53d1\u4e86\u4fdd\u9669\u5408\u540c\uff0c\u5219\u8be5\u5408\u540c\u53d7\u9002\u7528\u7684\u4fdd\u5355\u6587\u4ef6\u3001\u8bc1\u4e66\u3001\u63d0\u4f9b\u5546\u6761\u6b3e\u4ee5\u53ca\u4e3a\u8be5\u6e20\u9053\u63d0\u4f9b\u7684\u4efb\u4f55\u4ea7\u54c1\u7279\u5b9a\u6587\u4ef6\u7684\u7ba1\u8f96\u3002.<\/p>\n\n\n\n<p><strong>\u76f8\u5173\u6587\u4ef6\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6761\u6b3e\u4e0e\u6761\u4ef6\uff08\u7f51\u7ad9 + \u9884\u8ba2\u6761\u6b3e\uff09\uff1a<\/strong> <a href=\"https:\/\/studysafe.travel\/cn\/%e6%9d%a1%e6%ac%be%e5%92%8c%e6%9d%a1%e4%bb%b6\/\">\u8bfb\u53d6<\/a><\/li>\n\n\n\n<li><strong>\u76d1\u7ba1\u4fe1\u606f\u4e0e\u62ab\u9732<\/strong> <a href=\"https:\/\/studysafe.travel\/cn\/%e7%9b%91%e7%ae%a1%e4%bf%a1%e6%81%af%e6%8a%ab%e9%9c%b2\/\">\u8bfb\u53d6<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3) \u5efa\u8bae\u4f9d\u636e<\/h3>\n\n\n\n<p>\u5728\u63d0\u4f9b\u5efa\u8bae\u3001\u63a8\u8350\u3001\u6307\u5bfc\u6216\u4ea7\u54c1\u9009\u62e9\u652f\u6301\u7684\u60c5\u51b5\u4e0b\uff0c\u5176\u63d0\u4f9b\u7684\u4f9d\u636e\u53ef\u80fd\u56e0\u4ea7\u54c1\u548c\u63d0\u4f9b\u5546\u800c\u5f02\u3002\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\uff0c\u8fd9\u53ef\u80fd\u57fa\u4e8e <strong>\u6709\u9650\u5206\u6790<\/strong> \u73b0\u6709\u4ea7\u54c1\u7684\u63d0\u4f9b\u5546\uff0c\u800c\u4e0d\u662f\u5168\u9762\u7684\u5e02\u573a\u56de\u987e\u3002\u60a8\u5e94\u53c2\u8003\u9002\u7528\u7684\u63d0\u4f9b\u5546\u6587\u6863\uff0c\u4e86\u89e3\u9002\u7528\u4e8e\u60a8\u822a\u7ebf\u7684\u786e\u5207\u4f9d\u636e\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4) \u85aa\u916c\/\u4f63\u91d1<\/h3>\n\n\n\n<p>\u89c6\u4ea7\u54c1\u7ed3\u6784\u548c\u8def\u7ebf\u800c\u5b9a\uff0c\u76f8\u5173\u4e2d\u4ecb\u3001\u7ba1\u7406\u4eba\u3001\u5206\u9500\u5546\u3001\u5408\u4f5c\u4f19\u4f34\u6216\u670d\u52a1\u63d0\u4f9b\u5546\u53ef\u80fd\u4f1a\u4ece\u4fdd\u9669\u4eba\u3001\u627f\u4fdd\u4eba\u3001\u4fdd\u5355\u6301\u6709\u4eba\u3001\u5ba2\u6237\u3001\u652f\u4ed8\u6d41\u6216\u5176\u4ed6\u7ecf\u6388\u6743\u7684\u5546\u4e1a\u5b89\u6392\u4e2d\u83b7\u5f97\u4f63\u91d1\u3001\u8d39\u7528\u3001\u670d\u52a1\u62a5\u916c\u6216\u5176\u4ed6\u5408\u6cd5\u62a5\u916c\u3002\u5982\u8981\u6c42\uff0c\u9002\u7528\u7684\u670d\u52a1\u63d0\u4f9b\u5546\u6587\u4ef6\u5e94\u8bf4\u660e\u76f8\u5173\u7684\u62a5\u916c\u57fa\u7840\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5) \u5229\u76ca\u51b2\u7a81<\/h3>\n\n\n\n<p>\u5e94\u6839\u636e\u9002\u7528\u4e8e\u76f8\u5173\u63d0\u4f9b\u5546\u3001\u4ea7\u54c1\u548c\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u653f\u7b56\u3001\u7a0b\u5e8f\u548c\u76d1\u7ba1\u8981\u6c42\uff0c\u8bc6\u522b\u3001\u7ba1\u7406\u548c\u62ab\u9732\u4efb\u4f55\u5229\u76ca\u51b2\u7a81\u3002\u5728\u9700\u8981\u65f6\uff0c\u9002\u7528\u7684\u63d0\u4f9b\u5546\u6587\u4ef6\u5e94\u8bf4\u660e\u5982\u4f55\u5904\u7406\u51b2\u7a81\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6) \u60a8\u6709\u4e49\u52a1\u63d0\u4f9b\u51c6\u786e\u7684\u4fe1\u606f<\/h3>\n\n\n\n<p>\u60a8\u5fc5\u987b\u5728\u62a5\u4ef7\u3001\u9884\u8ba2\u3001\u5165\u804c\u3001\u4ed8\u6b3e\u548c\u4fdd\u9669\u6d41\u7a0b\u4e2d\u91c7\u53d6\u5408\u7406\u7684\u8c28\u614e\u63aa\u65bd\uff0c\u4ee5\u63d0\u4f9b\u5b8c\u6574\u3001\u51c6\u786e\u548c\u6700\u65b0\u7684\u4fe1\u606f\u3002\u4e0d\u6b63\u786e\u3001\u4e0d\u5b8c\u6574\u3001\u8bef\u5bfc\u6027\u6216\u8fc7\u65f6\u7684\u4fe1\u606f\u53ef\u80fd\u4f1a\u5f71\u54cd\u8d44\u683c\u3001\u5b9a\u4ef7\u3001\u6587\u4ef6\u7b7e\u53d1\u3001\u4fdd\u5355\u6709\u6548\u6027\u3001\u7406\u8d54\u3001\u6295\u8bc9\u3001\u53d6\u6d88\u6216\u9000\u6b3e\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u9002\u7528\u7684\u4ea7\u54c1\u89c4\u5219\u548c\u63d0\u4f9b\u5546\u7684\u6587\u6863\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7) \u53d6\u6d88\u4e0e\u9000\u6b3e<\/h3>\n\n\n\n<p>\u53d6\u6d88\u6743\u3001\u51b7\u9759\u671f\u3001\u9000\u6b3e\u6761\u4ef6\u3001\u4e0d\u4e88\u9000\u6b3e\u60c5\u51b5\u4ee5\u53ca\u8fd0\u8425\u53d6\u6d88\u89c4\u5219\u53ef\u80fd\u56e0\u4fdd\u9669\u516c\u53f8\u3001\u4e2d\u4ecb\u673a\u6784\u3001\u7ba1\u7406\u4eba\u3001\u4ea7\u54c1\u3001\u53f8\u6cd5\u7ba1\u8f96\u533a\u548c\u4ea4\u6613\u9636\u6bb5\u800c\u5f02\u3002\u60a8\u5e94\u59cb\u7ec8\u53c2\u8003\u9002\u7528\u7684\u63d0\u4f9b\u5546\u6587\u4ef6\u548c\u4fdd\u5355\u6587\u4ef6\uff0c\u4e86\u89e3\u9002\u7528\u4e8e\u60a8\u9014\u5f84\u7684\u786e\u5207\u89c4\u5219\u3002.<\/p>\n\n\n\n<p><strong>\u8bfb\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u53d6\u6d88\u548c\u9000\u6b3e\u653f\u7b56<\/strong> <a href=\"https:\/\/studysafe.travel\/cn\/%e5%8f%96%e6%b6%88%e9%80%80%e6%ac%be%e6%94%bf%e7%ad%96\/\">\u67e5\u770b\u653f\u7b56<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">8) \u6295\u8bc9<\/h3>\n\n\n\n<p>\u60a8\u6709\u6743\u63d0\u51fa\u6295\u8bc9\u3002\u6295\u8bc9\u5904\u7406\u9014\u5f84\u53ef\u80fd\u56e0\u95ee\u9898\u6d89\u53caStudySafe\u3001\u7f51\u7ad9\u6d41\u7a0b\u3001\u4fdd\u9669\u516c\u53f8\u3001\u4e2d\u4ecb\u673a\u6784\u3001\u7ba1\u7406\u4eba\u3001\u7406\u8d54\u5904\u7406\u5458\u6216\u5176\u5b83\u76f8\u5173\u4f9b\u5e94\u5546\u800c\u5f02\u3002\u5916\u90e8\u5347\u7ea7\u6743\u5229\u3001\u6295\u8bc9\u5904\u7406\u65f6\u9650\u4ee5\u53ca\u76d1\u5bdf\u5458\u6216\u66ff\u4ee3\u6027\u4e89\u8bae\u89e3\u51b3\uff08ADR\uff09\u9009\u9879\u4e5f\u53ef\u80fd\u56e0\u4ea7\u54c1\u3001\u4f9b\u5e94\u5546\u548c\u53f8\u6cd5\u7ba1\u8f96\u533a\u800c\u5f02\u3002.<\/p>\n\n\n\n<p><strong>\u8bfb\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6295\u8bc9\u7a0b\u5e8f\uff1a<\/strong> <a href=\"https:\/\/studysafe.travel\/cn\/%e6%8a%95%e8%af%89%e7%a8%8b%e5%ba%8f\/\">\u67e5\u770b\u653f\u7b56<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">9) \u9690\u79c1\u548c\u6570\u636e\u4fdd\u62a4<\/h3>\n\n\n\n<p>StudySafe \u53ef\u80fd\u4f1a\u5904\u7406\u60a8\u7684\u4e2a\u4eba\u6570\u636e\uff0c\u5728\u76f8\u5173\u7684\u60c5\u51b5\u4e0b\uff0c\u4fdd\u9669\u516c\u53f8\u3001\u4e2d\u4ecb\u673a\u6784\u3001\u7ba1\u7406\u4eba\u3001\u652f\u4ed8\u63d0\u4f9b\u5546\u3001\u7406\u8d54\u5904\u7406\u5458\u3001\u63f4\u52a9\u63d0\u4f9b\u5546\u3001\u8fdc\u7a0b\u533b\u7597\u63d0\u4f9b\u5546\u6216\u5176\u4ed6\u76f8\u5173\u65b9\u4e5f\u53ef\u80fd\u5904\u7406\u60a8\u7684\u4e2a\u4eba\u6570\u636e\u3002\u6570\u636e\u5c06\u6839\u636e\u9002\u7528\u7684\u9690\u79c1\u6cd5\u3001\u63d0\u4f9b\u5546\u901a\u77e5\u3001\u5408\u540c\u6587\u4ef6\u548c\u8fd0\u8425\u8981\u6c42\u8fdb\u884c\u5904\u7406\u3002.<\/p>\n\n\n\n<p><strong>\u8bfb\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9690\u79c1\u653f\u7b56<\/strong> <a href=\"https:\/\/studysafe.travel\/cn\/%e9%9a%90%e7%a7%81%e6%94%bf%e7%ad%96\/\">\u67e5\u770b\u653f\u7b56<\/a><\/li>\n\n\n\n<li><strong>Cookie \u653f\u7b56<\/strong> <a href=\"https:\/\/studysafe.travel\/cn\/cookie-%e6%94%bf%e7%ad%96\/\">\u67e5\u770b\u653f\u7b56<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">10) \u804c\u4e1a\u8d23\u4efb\u4fdd\u9669 (PII)<\/h3>\n\n\n\n<p>\u5728\u6cd5\u5f8b\u6216\u6cd5\u89c4\u8981\u6c42\u7684\u60c5\u51b5\u4e0b\uff0c\u76f8\u5173\u4e2d\u4ecb\u673a\u6784\u6216\u53d7\u76d1\u7ba1\u7684\u63d0\u4f9b\u5546\u53ef\u6839\u636e\u9002\u7528\u4e8e\u8be5\u63d0\u4f9b\u5546\u548c\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u89c4\u5219\uff0c\u7ef4\u6301\u804c\u4e1a\u8d54\u507f\u4fdd\u9669\u6216\u540c\u7b49\u4fdd\u62a4\u3002\u6b64\u7c7b\u4fdd\u62a4\u7684\u5b58\u5728\u3001\u8303\u56f4\u548c\u76d1\u7ba1\u4f9d\u636e\u53ef\u80fd\u56e0\u6240\u6d89\u53ca\u7684\u63d0\u4f9b\u5546\u800c\u5f02\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">11) \u8054\u7cfb<\/h3>\n\n\n\n<p>\u5173\u4e8e\u8fd9\u4e9b\u4e1a\u52a1\u6761\u6b3e\u7684\u4fdd\u9669\u95ee\u9898\uff1a <strong><a href=\"mailto:support@studysafe.travel\">support@studysafe.travel<\/a><\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Insurance Terms of Business Last updated: March 2026 This page summarises the key \u201cTerms of Business\u201d principles that may apply when insurance is requested, arranged, administered, or supported through StudySafe. It explains service standards, disclosures, and important contractual or regulatory information. The exact Terms of Business that apply may vary depending on the insurer, intermediary,&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-291","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/studysafe.travel\/cn\/wp-json\/wp\/v2\/pages\/291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/studysafe.travel\/cn\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/studysafe.travel\/cn\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/studysafe.travel\/cn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/studysafe.travel\/cn\/wp-json\/wp\/v2\/comments?post=291"}],"version-history":[{"count":3,"href":"https:\/\/studysafe.travel\/cn\/wp-json\/wp\/v2\/pages\/291\/revisions"}],"predecessor-version":[{"id":1003,"href":"https:\/\/studysafe.travel\/cn\/wp-json\/wp\/v2\/pages\/291\/revisions\/1003"}],"wp:attachment":[{"href":"https:\/\/studysafe.travel\/cn\/wp-json\/wp\/v2\/media?parent=291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}