What’s Covered (6 Key Benefits)

A clear overview of the main protections included for non-EU students in Ireland—medical emergencies, 24/7 support, digital doctor access, and everyday cover for liability, accidents, and belongings (subject to policy terms, limits, and exclusions).

Emergency Medical Expenses

If you get sick or injured unexpectedly in Ireland, the policy helps with emergency medical treatment such as hospital care, urgent doctor visits, necessary tests, and prescribed medication related to a covered emergency, always subject to the policy terms, limits, and exclusions.

24/7 Emergency Assistance

In a serious situation, you have access to round-the-clock support to guide you to the right medical facility and help coordinate emergency care when time and clarity matter most.

Digital Doctor (Telemedicine)

You can access medical support online when appropriate, including general consultations, guidance for symptoms and minor illnesses, and advice on next steps, depending on service availability and local rules.

Personal Liability

If you accidentally injure someone or accidentally damage someone else’s property, this cover can protect you for eligible claims—useful for shared accommodation and everyday life—subject to exclusions and policy limits.

Personal Accident

A defined benefit may apply if you suffer a serious injury due to an accident, based on the policy’s benefit schedule and the specific conditions that must be met.

Personal Belongings & Baggage

If your belongings are stolen, lost, or damaged in covered circumstances, the policy may help with eligible costs, provided you can supply the required documentation such as receipts and any necessary incident reporting, and within item limits.

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Frequently Asked Question?

Quick answers to the most common questions about how the cover works, optional cancellation, key limitations, and what you’ll need if you ever have to make a claim.

How do I get covered (step by step)?

Send us your study start and end dates and your destination in Ireland. We confirm the best policy option for your stay and whether you’re eligible for any special-duration offers or cancellation cover. Once you purchase, you receive your documents and the contact details you’ll use if you need medical help or assistance.

When does my cover start and end?

Your cover runs for the dates you select at purchase, so it’s important your policy dates match your time in Ireland. If your plans change, contact us as early as possible to see what options are available under the policy rules.

Do you offer a cancellation option?

Yes—cancellation cover is available on selected plans and must be chosen at the time you buy the policy. Covered reasons are strictly defined and you must provide supporting documentation.

Is this emergency cover or routine healthcare?

This policy is primarily designed for unexpected medical emergencies and urgent situations, not routine check-ups or elective treatment. All benefits are subject to policy terms, limits, and exclusions.

Are pre-existing conditions covered?

Pre-existing conditions are often excluded unless the policy specifically states otherwise. If you have a medical history you’re concerned about, tell us before purchase so we can help you understand what the policy can and can’t do.

What do I need if I ever make a medical claim?

Keep your medical report, invoices, and proof of payment, plus any prescriptions related to the emergency. Clear documentation helps the claim be assessed faster and avoids delays.