{"id":2153,"date":"2026-05-13T15:08:23","date_gmt":"2026-05-13T15:08:23","guid":{"rendered":"https:\/\/studysafe.travel\/?page_id=2153"},"modified":"2026-05-14T09:22:36","modified_gmt":"2026-05-14T09:22:36","slug":"cobertura","status":"publish","type":"page","link":"https:\/\/studysafe.travel\/pt\/im-going-to-ireland\/interns\/first-registration\/coverage\/","title":{"rendered":"Cobertura"},"content":{"rendered":"\n
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Ireland Interns Insurance<\/p>\n<\/div>\n\n\n\n

Essential Cover for Interns, Trainees and Placement Participants in Ireland<\/h2>\n\n\n\n

Protection designed for eligible international interns, trainees or placement participants travelling to Ireland for a first registration internship, traineeship or recognised work placement. This route is not designed for ordinary employment, freelance work, contractor work, job seeking, IRP renewals, second\/subsequent registrations, manual work, employer liability or private medical insurance needs.<\/p>\n\n\n\n

Isto \u00e9 um ap\u00f3lice de seguro de viagem com despesas m\u00e9dicas<\/strong> that includes emergency medical and repatriation cover, hospital benefit, personal accident, personal liability, rearrangement before departure, and a defined death during a trip benefit, all subject to the policy wording, limits, eligibility criteria, exclusions and excess.<\/p>\n\n\n\n

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Eu sou eleg\u00edvel?<\/a><\/div>\n<\/div>\n\n\n\n
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Ler FAQs<\/a><\/div>\n\n\n\n
Informa\u00e7\u00f5es<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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TUDO QUE VOC\u00ca PRECISA SABER ANTES DE COMPRAR<\/h5>\n\n\n\n

O que est\u00e1 inclu\u00eddo<\/h2>\n\n\n\n

This Multirisk policy is built around the protections eligible interns, trainees and placement participants are most likely to need during a first registration stay in Ireland: emergency medical support, repatriation, defined accident and liability benefits, and limited rearrangement support before departure.<\/p>\n\n\n\n

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Despesas M\u00e9dicas de Emerg\u00eancia<\/h3>\n\n\n\n

Cobertura para tratamento m\u00e9dico de emerg\u00eancia eleg\u00edvel, repatria\u00e7\u00e3o e despesas relacionadas, com um benef\u00edcio m\u00e1ximo de at\u00e9 EUR 10.000.000.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Apoio \u00e0 Repatria\u00e7\u00e3o<\/h3>\n\n\n\n

Se clinicamente necess\u00e1rio, a ap\u00f3lice pode cobrir despesas eleg\u00edveis de repatria\u00e7\u00e3o e arranjos de emerg\u00eancia relacionados.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Emerg\u00eancia Odontol\u00f3gica<\/h3>\n\n\n\n

Tratamento dent\u00e1rio de emerg\u00eancia para al\u00edvio imediato da dor est\u00e1 inclu\u00eddo at\u00e9 EUR 300, sujeito aos termos da ap\u00f3lice.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Benef\u00edcio Hospitalar<\/h3>\n\n\n\n

Um benef\u00edcio hospitalar de \u20ac 20 para cada per\u00edodo completo de 24 horas, at\u00e9 um m\u00e1ximo de \u20ac 100, pode ser aplicado ap\u00f3s uma interna\u00e7\u00e3o hospitalar coberta.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Acidente Pessoal<\/h3>\n\n\n\n

Um benef\u00edcio pessoal por acidente definido est\u00e1 inclu\u00eddo at\u00e9 o valor de EUR 25.000, sujeito \u00e0 ap\u00f3lice e \u00e0s condi\u00e7\u00f5es.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Responsabilidade Pessoal<\/h3>\n\n\n\n

Personal liability cover is included up to EUR 2,000,000, with accidental loss of or damage to property covered up to EUR 500, subject to exclusions and excess. This is not employer liability or professional liability cover.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Reorganiza\u00e7\u00e3o Antes da Partida<\/h3>\n\n\n\n

Se a sua viagem tiver que ser reagendada antes do in\u00edcio por um motivo coberto, a ap\u00f3lice pode contribuir para custos adicionais eleg\u00edveis de at\u00e9 EUR 1.000.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Morte Durante uma Viagem<\/h3>\n\n\n\n

Um benef\u00edcio definido de at\u00e9 EUR 20.000 se aplica para morte durante uma viagem, de acordo com a tabela e os termos da ap\u00f3lice.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Como funciona o suporte<\/h2>\n\n\n\n

This policy includes practical support when an intern, trainee or placement participant needs help, whether the situation is urgent, medical, or requires follow-up documentation for reimbursement.<\/p>\n\n\n\n

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Assist\u00eancia Emergencial 24\/7<\/h3>\n\n\n\n

Se uma doen\u00e7a ou les\u00e3o grave puder levar \u00e0 interna\u00e7\u00e3o hospitalar, ou se a repatria\u00e7\u00e3o for necess\u00e1ria, o servi\u00e7o de assist\u00eancia de emerg\u00eancia deve ser contatado o mais r\u00e1pido poss\u00edvel.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Doutor Digital Telemedicina<\/h3>\n\n\n\n

Eligible participants can access complimentary Digital Doctor support by telephone, video, and chat, in multiple languages, for suitable medical issues and guidance on next steps.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Hospital ou Cl\u00ednica?<\/h3>\n\n\n\n

For hospitalisation, direct billing may be arranged once authorised. For most non-hospital treatment, the insured person usually pays first and then requests reimbursement with the required documents.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Averba\u00e7\u00f5es e Reembolsos<\/h3>\n\n\n\n

To support a claim, keep invoices, receipts, medical reports, and proof of payment. Claims should be submitted as soon as possible after the incident.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Importante saber antes de comprar<\/h2>\n\n\n\n

This policy is designed for eligible international interns, trainees or placement participants travelling to Ireland for an internship, traineeship or recognised work placement and intended for first registration. It is not presented for IRP renewals, second\/subsequent registrations, ordinary employment, freelance work, contractor work, job seeking or manual work. An excess of EUR 80 applies to eligible claims under certain sections, in line with the policy wording.<\/p>\n\n\n\n

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Plano de Sa\u00fade N\u00e3o Privado<\/h3>\n\n\n\n

Este n\u00e3o \u00e9 um seguro m\u00e9dico privado. Foi concebido para cobrir acidentes ou doen\u00e7as graves s\u00fabitas que exijam tratamento de emerg\u00eancia enquanto estiver fora do seu pa\u00eds de origem.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Condi\u00e7\u00f5es pr\u00e9-existentes<\/h3>\n\n\n\n

Condi\u00e7\u00f5es m\u00e9dicas preexistentes n\u00e3o s\u00e3o cobertas, a menos que estejam especificamente inclu\u00eddas na lista de condi\u00e7\u00f5es m\u00e9dicas aceit\u00e1veis na ap\u00f3lice.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Visa, Age and Online Route Requirements<\/h3>\n\n\n\n

The insured person must hold the required visa or immigration permission for the full insurance period. This online route is available for applicants aged 18 to 74 on the date they arrive in Ireland.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Pa\u00eds de Origem e Regras de Tempo<\/h3>\n\n\n\n

N\u00e3o h\u00e1 cobertura no pa\u00eds de origem. F\u00e9rias s\u00e3o cobertas apenas por at\u00e9 21 dias consecutivos dentro do per\u00edodo segurado. Se a ap\u00f3lice for adquirida ap\u00f3s o in\u00edcio da viagem e n\u00e3o houver cobertura pr\u00e9via cont\u00ednua, aplica-se um per\u00edodo de car\u00eancia de 14 dias.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Internship and Manual Work<\/h3>\n\n\n\n

Paid and unpaid internships may be eligible if they meet the policy definition and are part of an eligible international programme, traineeship or recognised placement. Manual work, construction, machinery, power tools, electrical work, lifting and work at height are not accepted for this route.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Not Work Insurance<\/h3>\n\n\n\n

This route is not for ordinary employment, job seeking, freelance work, contractor work, employer liability, professional liability or workplace accident insurance needs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Doutor Digital<\/h2>\n\n\n\n

Digital Doctor is a useful extra support service included with the policy, giving insured participants faster access to medical guidance for suitable everyday health concerns.<\/p>\n\n\n\n

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Perguntas M\u00e9dicas Simples<\/h3>\n\n\n\n

\u00datil para problemas comuns como dores de cabe\u00e7a, sintomas respirat\u00f3rios, alergias, dor de ouvido, diarreia e v\u00f4mitos, e sintomas de resfriado comum.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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V\u00e1rios Idiomas<\/h3>\n\n\n\n

Support is available in English, Italian, Spanish, and German.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Acesso mais r\u00e1pido a aconselhamento<\/h3>\n\n\n\n

The service helps insured participants get medical guidance faster and may reduce the need for unnecessary visits or long waits.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Atendimento Presencial Quando Necess\u00e1rio<\/h3>\n\n\n\n

If the case cannot be resolved remotely, the insured person is guided to the nearest appropriate medical centre for in-person treatment.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Perguntas Frequentes<\/h1>\n\n\n\n

Quick answers to the most common questions about how this Multirisk cover works for eligible interns, trainees and placement participants, its key limitations, and what may be needed if a claim has to be made.<\/p>\n\n\n\n

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What does this medical expenses travel insurance cover?<\/summary>\n

It covers Multirisk benefits including rearrangement, emergency medical and repatriation, emergency dental, hospital benefit, personal accident, personal liability, and death during a trip, subject to the policy wording and eligibility criteria.<\/p>\n<\/details>\n\n\n\n

Esta cobertura \u00e9 para emerg\u00eancias ou para cuidados de sa\u00fade de rotina?<\/summary>\n

This policy is designed mainly for unexpected emergencies and defined travel-related benefits. It is not private medical insurance or routine healthcare cover.<\/p>\n<\/details>\n\n\n\n

Is this route suitable for paid internships?<\/summary>\n

Paid and unpaid internships may be eligible if they meet the policy definition of internship and form part of an eligible international programme, traineeship or recognised placement. Manual work and ordinary employment are not accepted for this route.<\/p>\n<\/details>\n\n\n\n

Is manual work covered?<\/summary>\n

No. This route is not available for internships, traineeships or placements involving manual work, construction, machinery, power tools, electrical work, lifting or work at height.<\/p>\n<\/details>\n\n\n\n

Is this work insurance or employer liability cover?<\/summary>\n

No. This is not work insurance, employer liability cover, professional liability cover or workplace accident insurance. It is medical expenses travel insurance for eligible international interns, trainees or placement participants travelling for an internship, traineeship or recognised placement.<\/p>\n<\/details>\n\n\n\n

O M\u00e9dico Digital est\u00e1 inclu\u00eddo?<\/summary>\n

Yes. Digital Doctor is included as a complimentary support service with the policy. Insured participants can access medical guidance by telephone, video, or chat in multiple languages for suitable non-emergency issues. If hospital treatment or repatriation may be needed, emergency assistance should be contacted as soon as possible.<\/p>\n<\/details>\n\n\n\n

Is this route for first registration only?<\/summary>\n

Yes. This route is intended for eligible interns, trainees or placement participants travelling to Ireland for a first registration internship, traineeship or placement period. It should not be presented for IRP renewals, second\/subsequent registrations, extensions or repeat applications.<\/p>\n<\/details>\n\n\n\n

Condi\u00e7\u00f5es preexistentes s\u00e3o cobertas?<\/summary>\n

N\u00e3o geralmente. Eles s\u00e3o cobertos apenas se especificamente inclu\u00eddos na lista de condi\u00e7\u00f5es m\u00e9dicas aceit\u00e1veis na reda\u00e7\u00e3o da ap\u00f3lice.<\/p>\n<\/details>\n\n\n\n

Esta ap\u00f3lice inclui cobertura para bagagem, pertences ou cancelamento?<\/summary>\n

N\u00e3o. Esta p\u00e1gina foca apenas em Seguro Multirriscos. Inclui o cancelamento antes da partida, mas n\u00e3o cobre bagagem, pertences pessoais ou cancelamento pr\u00e9-embarque.<\/p>\n<\/details>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Ireland Interns Insurance Essential Cover for Interns, Trainees and Placement Participants in Ireland Protection designed for eligible international interns, trainees or placement participants travelling to Ireland for a first registration internship, traineeship or recognised work placement. This route is not designed for ordinary employment, freelance work, contractor work, job seeking, IRP renewals, second\/subsequent registrations, manual…<\/p>","protected":false},"author":1,"featured_media":0,"parent":2163,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"","footnotes":""},"class_list":["post-2153","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/pages\/2153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/comments?post=2153"}],"version-history":[{"count":3,"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/pages\/2153\/revisions"}],"predecessor-version":[{"id":2193,"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/pages\/2153\/revisions\/2193"}],"up":[{"embeddable":true,"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/pages\/2163"}],"wp:attachment":[{"href":"https:\/\/studysafe.travel\/pt\/wp-json\/wp\/v2\/media?parent=2153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}