Before you buy

Please read the following points carefully before continuing:

  • You must hold a valid visa or immigration permission for the full insurance period.
  • You must be under 75 on the cover start date.
  • If you buy after your trip has already started and there has been no continuous prior insurance, a 14-day waiting period may apply.
  • There is no cover in your home country.
  • Holidays are covered only up to 21 consecutive days within the insured period.
  • This is not private medical insurance. It is designed mainly for accidents or sudden serious illness requiring emergency treatment while you are outside your home country.
  • You should make sure your personal details and programme details are complete and accurate before documents are issued.

Key product facts

This page relates to the Ireland Multirisk route for first-time higher education students.

The policy includes:

  • Emergency medical expenses
  • Repatriation support
  • Emergency dental
  • Hospital benefit
  • Personal accident
  • Personal liability
  • Rearrangement before departure
  • Death during a trip benefit

All benefits remain subject to the policy wording, limits, exclusions, conditions, and excess.

The current insurer source for GuardMe Multirisk Ireland shows the following reference durations and net product pricing: 3 months €34, 8 months €49, and 12 months €74. Public pricing and route presentation on SafeStudy may apply their own approved commercial layer.

Claims and emergency support

If a serious illness or injury may lead to hospital admission, or if repatriation may be needed, emergency assistance should be contacted as soon as possible.

For hospitalisation, direct billing may be arranged once authorised. For most non-hospital treatment, students usually pay first and then request reimbursement with the required documents.

Students should keep invoices, receipts, medical reports, prescriptions, and proof of payment, and claims should be submitted as soon as possible after the incident.

Digital Doctor support is included as a complimentary extra service for suitable non-emergency issues.

The emergency assistance number used in the main documentation is +353 1 233 7743.

Insurance documents

Before booking, you should read the applicable insurance documents carefully.

These documents explain:

  • What is covered
  • What is not covered
  • Policy limits
  • Excess
  • Conditions
  • Eligibility rules
  • Cancellation rights
  • Claims requirements

Documents available