Student Health Insurance for Spain
Cover for long-term study stays in Spain
If you are travelling to Spain for long-term studies and require a study visa, this cover is designed to support your stay with comprehensive healthcare access in Spain during the insured period. It is intended for eligible international students following a longer academic route, with hospital and outpatient care, no co-payments and no waiting periods, subject to eligibility and the policy terms.
From day-to-day medical needs to specialist care, hospital treatment and emergency support, this cover is built for students who need a more stable healthcare solution during a longer stay in Spain. It also includes travel assistance and access to approved healthcare professionals and centres within the product’s medical directory.
It is a practical option for eligible non-EU students staying in Spain for more than 90 days, helping them access healthcare support while they focus on their course, their plans and their time abroad.
What this cover is designed for
Healthcare support built for long-term students in Spain
A longer student stay in Spain creates different needs from a short academic trip. This cover is designed for eligible international students who need healthcare access in Spain during a long-term period of study, rather than short-stay travel-style protection.
It is designed to give access to approved doctors, centres and healthcare services in Spain for covered care during the insured term, including primary care, specialist care, hospital treatment, diagnostics and other defined medical benefits.
It also helps students feel more secure during a longer stay by combining routine healthcare access in Spain with urgent care support and defined travel assistance benefits, all subject to the policy terms and use of approved providers.
What’s included
Core healthcare protection for your time in Spain
This Long Term cover brings together the main healthcare areas a student may need during a longer insured stay in Spain. It includes emergency care, primary medicine, specialised medicine, diagnostic tests, hospitalisation, outpatient surgery, ambulance transfer, prostheses and implants, transplants, preventive medicine, psychotherapy, chiropody, virtual doctor access and travel assistance, subject to the policy terms and approved provider use.
Emergency service
Includes access to emergency care support through the approved healthcare system for the product. Urgent care and emergency pathways form part of the mandatory healthcare cover in Spain.
Primary and family medicine
Includes access to general or family medicine, paediatrics where applicable, and nursing care when prescribed under the policy rules, helping support day-to-day healthcare needs during the insured stay.
Specialised medical care
Includes access to a broad range of specialist care through the approved medical directory for the product, helping students obtain specialist attention in Spain when medically needed and covered under the policy.
Diagnostics and treatment techniques
Includes covered diagnostic testing and defined treatment techniques when prescribed and carried out in line with the policy rules and through approved providers.
Hospitalisation and outpatient surgery
Includes hospital admission, day hospital and outpatient surgery for covered medical, surgical, paediatric, maternity and psychiatric needs within the product scope.
Ambulance transfer, prostheses and transplants
Includes ambulance transfer of sick persons, prostheses and implants, and transplant cover within the product rules and stated limits.
Preventive care, psychotherapy and chiropody
Includes preventive medicine and other defined supportive services. Psychotherapy and chiropody are included within stated annual limits, so students should always rely on the policy terms for exact scope and use.
Virtual doctor and travel assistance
The product also includes virtual doctor access as part of the healthcare cover, plus travel assistance for covered situations during the insured period.
Optional dental cover
Optional dental cover may also be added, subject to selection and the applicable policy documentation. Dental services follow their own table of cover and excesses.
No co-payments or waiting periods
This product is designed with no co-payments and no waiting periods, helping students access covered care more predictably during the insured term.
Support while you are in Spain
How healthcare access works during your stay
This cover is built around access to approved healthcare professionals and centres in Spain through the product’s medical directory. Students do not rely only on reimbursement-style support, because the product is structured to provide healthcare access in Spain through an approved network.
Approved providers and medical directory
Care is intended to be used through the approved doctors, services and centres available for the product. Students should always check that the professional or centre is approved for the relevant service before treatment.
Emergency help in Spain
Emergency pathways are part of the mandatory healthcare cover, including emergency care coordination and access to urgent care resources in Spain through the approved system.
Virtual doctor support
The product includes virtual doctor support as part of the healthcare route, helping students access medical guidance more easily during their stay.
Travel assistance when it applies
Where travel assistance applies, the product includes defined support for covered travel-related medical situations, subject to the policy wording and limits.
Keep documents and follow the process
For any case where documentation is needed, students should keep reports, prescriptions, invoices or other supporting records and follow the process required under the policy terms.
Coverage is built for Spain
This is a Spain-based healthcare route. The core of the product is healthcare access in Spain during the insured period, not a short-stay travel cover structure.
Important before you buy
Things students should understand clearly
Before buying, students should understand what this cover is for, how it works and where its limits apply. This page is only a practical explanation. The full product information and policy documents remain essential before purchase.
This is a Spain health insurance route
This route is designed for eligible international students who study in Spain and require a study visa for a stay of more than 90 days.
Cover mainly applies in Spain
The product applies in Spain, except where the policy specifically provides otherwise for travel assistance and certain optional cover.
Pre-existing and undeclared conditions are restricted
Healthcare resulting from disorders that existed before taking out the policy, or were present and known but not declared in the questionnaire, is restricted under the product rules.
Approved providers matter
Healthcare prescribed or provided by professionals or centres that are not approved for the product is generally not covered except in the limited situations stated in the policy wording.
Some benefits have limits
Some benefits have specific annual or section limits. Students should always rely on the product documents for exact scope and benefit usage.
Optional dental is separate from the base cover
Dental cover is optional, not part of the mandatory base cover by default, and works in accordance with its own table of cover and excesses if selected.
Long Term route only
This page applies to the Spain Long Term route for eligible students following a study visa pathway and a stay of more than 90 days. Final eligibility still depends on the checks applied during the application flow and the policy terms.
Frequently asked questions
Quick answers before you continue
What is this cover designed for?
It is designed for eligible international students who study in Spain, require a study visa and need healthcare access in Spain during a longer insured stay.
How long can my stay be for this route?
This Long Term route is intended for eligible study stays of more than 90 days.
Does it include healthcare access in Spain?
Yes. It is structured as a healthcare route with hospital and outpatient care in Spain through approved providers and centres, subject to the policy terms.
Does it include specialist care and hospital treatment?
Yes. The product includes specialised medicine, hospitalisation, outpatient surgery and other defined medical benefits, subject to the policy rules.
Are there co-payments or waiting periods?
No. This product is designed with no co-payments and no waiting periods.
Does it include travel assistance?
Yes. The product includes travel assistance for covered situations, subject to the policy wording and limits.
Is dental included automatically?
No. Dental cover is optional and follows its own table of cover and excesses if selected.
Does buying this page mean I am automatically eligible?
No. Final eligibility still depends on the route checks, the student profile and the policy terms.