Ireland Interns Insurance
Essential Cover for Interns, Trainees and Placement Participants in Ireland
Protection designed for eligible international interns, trainees or placement participants travelling to Ireland for a first registration internship, traineeship or recognised work placement. This route is not designed for ordinary employment, freelance work, contractor work, job seeking, IRP renewals, second/subsequent registrations, manual work, employer liability or private medical insurance needs.
Esto es un póliza de seguro de viaje con gastos médicos that includes emergency medical and repatriation cover, hospital benefit, personal accident, personal liability, rearrangement before departure, and a defined death during a trip benefit, all subject to the policy wording, limits, eligibility criteria, exclusions and excess.
TODO LO QUE NECESITAS SABER ANTES DE COMPRAR
Qué cubre
This Multirisk policy is built around the protections eligible interns, trainees and placement participants are most likely to need during a first registration stay in Ireland: emergency medical support, repatriation, defined accident and liability benefits, and limited rearrangement support before departure.
Gastos Médicos de Emergencia
Cobertura para tratamiento médico de emergencia, repatriación y gastos relacionados elegibles, con un beneficio máximo de hasta EUR 10.000.000.
Apoyo a la repatriación
Si es médicamente necesario, la póliza puede cubrir los gastos de repatriación elegibles y los arreglos de emergencia relacionados.
Odontología de Emergencia
El tratamiento dental de emergencia para alivio inmediato del dolor está incluido hasta EUR 300, sujeto a los términos de la póliza.
Beneficio hospitalario
Puede aplicarse un beneficio hospitalario de 20 EUR por cada 24 horas completas, hasta un máximo de 100 EUR, después de un ingreso hospitalario cubierto.
Accidente Personal
Se incluye un beneficio definido por accidente personal de hasta 25.000 EUR, sujeto al anexo de la póliza y a las condiciones.
Responsabilidad personal
Personal liability cover is included up to EUR 2,000,000, with accidental loss of or damage to property covered up to EUR 500, subject to exclusions and excess. This is not employer liability or professional liability cover.
Reorganización antes de la partida
Si su viaje tiene que ser reorganizado antes de que comience por un motivo cubierto, la póliza puede contribuir con los gastos adicionales elegibles hasta 1.000 EUR.
Muerte Durante un Viaje
Se aplica un beneficio definido de hasta 20.000 EUR por fallecimiento durante un viaje, de conformidad con el programa y los términos de la póliza.
Cómo funciona el soporte
This policy includes practical support when an intern, trainee or placement participant needs help, whether the situation is urgent, medical, or requires follow-up documentation for reimbursement.
Asistencia de emergencia 24/7
Si una enfermedad o lesión grave puede requerir hospitalización, o si se necesita repatriación, se debe contactar a asistencia de emergencia lo antes posible.
Doctor Digital Telemedicina
Eligible participants can access complimentary Digital Doctor support by telephone, video, and chat, in multiple languages, for suitable medical issues and guidance on next steps.
¿Hospital o clínica?
For hospitalisation, direct billing may be arranged once authorised. For most non-hospital treatment, the insured person usually pays first and then requests reimbursement with the required documents.
Reclamaciones y Reembolsos
To support a claim, keep invoices, receipts, medical reports, and proof of payment. Claims should be submitted as soon as possible after the incident.
Importante saber antes de comprar
This policy is designed for eligible international interns, trainees or placement participants travelling to Ireland for an internship, traineeship or recognised work placement and intended for first registration. It is not presented for IRP renewals, second/subsequent registrations, ordinary employment, freelance work, contractor work, job seeking or manual work. An excess of EUR 80 applies to eligible claims under certain sections, in line with the policy wording.
Seguro médico no privado
Esto no es un seguro médico privado. Está diseñado para responder a accidentes o enfermedades graves repentinas que requieran tratamiento de emergencia mientras usted se encuentra fuera de su país de origen.
Condiciones preexistentes
Las condiciones médicas preexistentes no están cubiertas a menos que se incluyan específicamente en la lista de condiciones médicas aceptables en la redacción de la póliza.
Visa, Age and Online Route Requirements
The insured person must hold the required visa or immigration permission for the full insurance period. This online route is available for applicants aged 18 to 74 on the date they arrive in Ireland.
Reglas de país de origen y calendario
No hay cobertura en el país de origen. Las vacaciones solo están cubiertas hasta 21 días consecutivos dentro del período de seguro. Si la póliza se compra después de que el viaje haya comenzado y no ha habido cobertura previa continua, se aplica un período de espera de 14 días.
Internship and Manual Work
Paid and unpaid internships may be eligible if they meet the policy definition and are part of an eligible international programme, traineeship or recognised placement. Manual work, construction, machinery, power tools, electrical work, lifting and work at height are not accepted for this route.
Not Work Insurance
This route is not for ordinary employment, job seeking, freelance work, contractor work, employer liability, professional liability or workplace accident insurance needs.
Doctor Digital
Digital Doctor is a useful extra support service included with the policy, giving insured participants faster access to medical guidance for suitable everyday health concerns.
Preguntas médicas sencillas
Útil para problemas comunes como dolores de cabeza, síntomas respiratorios, alergias, dolor de oído, diarrea y vómitos, y síntomas de resfriado común.
Idiomas múltiples
Support is available in English, Italian, Spanish, and German.
Acceso más rápido a asesoramiento
The service helps insured participants get medical guidance faster and may reduce the need for unnecessary visits or long waits.
Atención presencial cuando sea necesaria
If the case cannot be resolved remotely, the insured person is guided to the nearest appropriate medical centre for in-person treatment.
Preguntas Frecuentes
Quick answers to the most common questions about how this Multirisk cover works for eligible interns, trainees and placement participants, its key limitations, and what may be needed if a claim has to be made.
What does this medical expenses travel insurance cover?
It covers Multirisk benefits including rearrangement, emergency medical and repatriation, emergency dental, hospital benefit, personal accident, personal liability, and death during a trip, subject to the policy wording and eligibility criteria.
¿Esta cobertura es para emergencias o atención médica de rutina?
This policy is designed mainly for unexpected emergencies and defined travel-related benefits. It is not private medical insurance or routine healthcare cover.
Is this route suitable for paid internships?
Paid and unpaid internships may be eligible if they meet the policy definition of internship and form part of an eligible international programme, traineeship or recognised placement. Manual work and ordinary employment are not accepted for this route.
Is manual work covered?
No. This route is not available for internships, traineeships or placements involving manual work, construction, machinery, power tools, electrical work, lifting or work at height.
Is this work insurance or employer liability cover?
No. This is not work insurance, employer liability cover, professional liability cover or workplace accident insurance. It is medical expenses travel insurance for eligible international interns, trainees or placement participants travelling for an internship, traineeship or recognised placement.
¿Está incluido el Doctor Digital?
Yes. Digital Doctor is included as a complimentary support service with the policy. Insured participants can access medical guidance by telephone, video, or chat in multiple languages for suitable non-emergency issues. If hospital treatment or repatriation may be needed, emergency assistance should be contacted as soon as possible.
Is this route for first registration only?
Yes. This route is intended for eligible interns, trainees or placement participants travelling to Ireland for a first registration internship, traineeship or placement period. It should not be presented for IRP renewals, second/subsequent registrations, extensions or repeat applications.
¿Se cubren las condiciones preexistentes?
Generalmente no. Solo están cubiertos si se incluyen específicamente en la lista de condiciones médicas aceptables en la redacción de la póliza.
¿Esta póliza incluye cobertura para equipaje, efectos personales o cancelación?
No. Esta página se centra únicamente en Multiriesgo. Incluye la reorganización antes de la salida, pero no cubre el equipaje, las pertenencias ni la cancelación previa a la salida.