Ireland Interns Insurance
Essential Cover for Interns, Trainees and Placement Participants in Ireland
Protection designed for eligible international interns, trainees or placement participants travelling to Ireland for a first registration internship, traineeship or recognised work placement. This route is not designed for ordinary employment, freelance work, contractor work, job seeking, IRP renewals, second/subsequent registrations, manual work, employer liability or private medical insurance needs.
Isto é um apólice de seguro de viagem com despesas médicas that includes emergency medical and repatriation cover, hospital benefit, personal accident, personal liability, rearrangement before departure, and a defined death during a trip benefit, all subject to the policy wording, limits, eligibility criteria, exclusions and excess.
TUDO QUE VOCÊ PRECISA SABER ANTES DE COMPRAR
O que está incluído
This Multirisk policy is built around the protections eligible interns, trainees and placement participants are most likely to need during a first registration stay in Ireland: emergency medical support, repatriation, defined accident and liability benefits, and limited rearrangement support before departure.
Despesas Médicas de Emergência
Cobertura para tratamento médico de emergência elegível, repatriação e despesas relacionadas, com um benefício máximo de até EUR 10.000.000.
Apoio à Repatriação
Se clinicamente necessário, a apólice pode cobrir despesas elegíveis de repatriação e arranjos de emergência relacionados.
Emergência Odontológica
Tratamento dentário de emergência para alívio imediato da dor está incluído até EUR 300, sujeito aos termos da apólice.
Benefício Hospitalar
Um benefício hospitalar de € 20 para cada período completo de 24 horas, até um máximo de € 100, pode ser aplicado após uma internação hospitalar coberta.
Acidente Pessoal
Um benefício pessoal por acidente definido está incluído até o valor de EUR 25.000, sujeito à apólice e às condições.
Responsabilidade Pessoal
Personal liability cover is included up to EUR 2,000,000, with accidental loss of or damage to property covered up to EUR 500, subject to exclusions and excess. This is not employer liability or professional liability cover.
Reorganização Antes da Partida
Se a sua viagem tiver que ser reagendada antes do início por um motivo coberto, a apólice pode contribuir para custos adicionais elegíveis de até EUR 1.000.
Morte Durante uma Viagem
Um benefício definido de até EUR 20.000 se aplica para morte durante uma viagem, de acordo com a tabela e os termos da apólice.
Como funciona o suporte
This policy includes practical support when an intern, trainee or placement participant needs help, whether the situation is urgent, medical, or requires follow-up documentation for reimbursement.
Assistência Emergencial 24/7
Se uma doença ou lesão grave puder levar à internação hospitalar, ou se a repatriação for necessária, o serviço de assistência de emergência deve ser contatado o mais rápido possível.
Doutor Digital Telemedicina
Eligible participants can access complimentary Digital Doctor support by telephone, video, and chat, in multiple languages, for suitable medical issues and guidance on next steps.
Hospital ou Clínica?
For hospitalisation, direct billing may be arranged once authorised. For most non-hospital treatment, the insured person usually pays first and then requests reimbursement with the required documents.
Averbações e Reembolsos
To support a claim, keep invoices, receipts, medical reports, and proof of payment. Claims should be submitted as soon as possible after the incident.
Importante saber antes de comprar
This policy is designed for eligible international interns, trainees or placement participants travelling to Ireland for an internship, traineeship or recognised work placement and intended for first registration. It is not presented for IRP renewals, second/subsequent registrations, ordinary employment, freelance work, contractor work, job seeking or manual work. An excess of EUR 80 applies to eligible claims under certain sections, in line with the policy wording.
Plano de Saúde Não Privado
Este não é um seguro médico privado. Foi concebido para cobrir acidentes ou doenças graves súbitas que exijam tratamento de emergência enquanto estiver fora do seu país de origem.
Condições pré-existentes
Condições médicas preexistentes não são cobertas, a menos que estejam especificamente incluídas na lista de condições médicas aceitáveis na apólice.
Visa, Age and Online Route Requirements
The insured person must hold the required visa or immigration permission for the full insurance period. This online route is available for applicants aged 18 to 74 on the date they arrive in Ireland.
País de Origem e Regras de Tempo
Não há cobertura no país de origem. Férias são cobertas apenas por até 21 dias consecutivos dentro do período segurado. Se a apólice for adquirida após o início da viagem e não houver cobertura prévia contínua, aplica-se um período de carência de 14 dias.
Internship and Manual Work
Paid and unpaid internships may be eligible if they meet the policy definition and are part of an eligible international programme, traineeship or recognised placement. Manual work, construction, machinery, power tools, electrical work, lifting and work at height are not accepted for this route.
Not Work Insurance
This route is not for ordinary employment, job seeking, freelance work, contractor work, employer liability, professional liability or workplace accident insurance needs.
Doutor Digital
Digital Doctor is a useful extra support service included with the policy, giving insured participants faster access to medical guidance for suitable everyday health concerns.
Perguntas Médicas Simples
Útil para problemas comuns como dores de cabeça, sintomas respiratórios, alergias, dor de ouvido, diarreia e vômitos, e sintomas de resfriado comum.
Vários Idiomas
Support is available in English, Italian, Spanish, and German.
Acesso mais rápido a aconselhamento
The service helps insured participants get medical guidance faster and may reduce the need for unnecessary visits or long waits.
Atendimento Presencial Quando Necessário
If the case cannot be resolved remotely, the insured person is guided to the nearest appropriate medical centre for in-person treatment.
Perguntas Frequentes
Quick answers to the most common questions about how this Multirisk cover works for eligible interns, trainees and placement participants, its key limitations, and what may be needed if a claim has to be made.
What does this medical expenses travel insurance cover?
It covers Multirisk benefits including rearrangement, emergency medical and repatriation, emergency dental, hospital benefit, personal accident, personal liability, and death during a trip, subject to the policy wording and eligibility criteria.
Esta cobertura é para emergências ou para cuidados de saúde de rotina?
This policy is designed mainly for unexpected emergencies and defined travel-related benefits. It is not private medical insurance or routine healthcare cover.
Is this route suitable for paid internships?
Paid and unpaid internships may be eligible if they meet the policy definition of internship and form part of an eligible international programme, traineeship or recognised placement. Manual work and ordinary employment are not accepted for this route.
Is manual work covered?
No. This route is not available for internships, traineeships or placements involving manual work, construction, machinery, power tools, electrical work, lifting or work at height.
Is this work insurance or employer liability cover?
No. This is not work insurance, employer liability cover, professional liability cover or workplace accident insurance. It is medical expenses travel insurance for eligible international interns, trainees or placement participants travelling for an internship, traineeship or recognised placement.
O Médico Digital está incluído?
Yes. Digital Doctor is included as a complimentary support service with the policy. Insured participants can access medical guidance by telephone, video, or chat in multiple languages for suitable non-emergency issues. If hospital treatment or repatriation may be needed, emergency assistance should be contacted as soon as possible.
Is this route for first registration only?
Yes. This route is intended for eligible interns, trainees or placement participants travelling to Ireland for a first registration internship, traineeship or placement period. It should not be presented for IRP renewals, second/subsequent registrations, extensions or repeat applications.
Condições preexistentes são cobertas?
Não geralmente. Eles são cobertos apenas se especificamente incluídos na lista de condições médicas aceitáveis na redação da apólice.
Esta apólice inclui cobertura para bagagem, pertences ou cancelamento?
Não. Esta página foca apenas em Seguro Multirriscos. Inclui o cancelamento antes da partida, mas não cobre bagagem, pertences pessoais ou cancelamento pré-embarque.